Phone:
Mobile number portability [MNP]
Idea: 18002700000
Airtel: 18001031111
BSNL: 18001801503
Tata Docomo: 18002660000
Vodafone 180012345

Having an account in HDFC/AXIS bank
Den use NGPAY into ur cell
Its an app which wil avail u ATM in2 ur cell with 3rd party transfer facility
NOTE: works with some mobiles only.